valU’s net income jump 64% YoY in H1 2025

Updated 8/13/2025 11:15:00 AM
valU’s net income jump 64% YoY in H1 2025

Arab Finance: U Consume Finance (valU) reported net income amounting to EGP 341 million in the first half (H1) of 2025, an annual leap of 64% from EGP 208 million, according to the financial results.

Net revenues jumped by 73% year-on-year (YoY) to EGP 1.284 billion at the end of June 2025 from EGP 740 million.

In the second quarter (Q2) of 2025, the company reported 121% YoY higher net income at EGP 217 million, compared to EGP 98 million.

The CEO of Valu, Walid Hassouna, commented: “We have transitioned from a disruptive startup to a publicly listed company with a proven track record of profitability and strong performance in the first half of 2025, a milestone that cements our evolution.”

Hassouna added: “These results reflect the resilience of our business and the effectiveness of our product development strategy from the rapid adoption of our prepaid card to the scalable expansion of our auto-loan offering, Shift. We’ve broadened our customer base, increased repeat usage, and maintained portfolio quality while scaling rapidly.”

“The Amazon transaction, through which Amazon acquired a direct stake in Valu and our EGX listing, has unlocked new strategic levers to accelerate progress, deepen our funding base, and extend our regional footprint, with Jordan marking our first MENA entry beyond Egypt,” he concluded.

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