The National Bank of Egypt (NBE) cut interest rates on savings certificates by 1.50% and 4%, effective Monday, September 1st, 2025.

The National Bank of Egypt (NBE) and the Commercial International Bank Egypt (CIB) have both trimmed interest rates on their new issuances of certificates of deposit (CDs) by 1%.

The Assets and Liabilities Committee (ALCO) at Banque Misr has decided to suspend the issuance of dollar-denominated Al-Qema savings certificates (CDs) with prepaid interest in Egyptian pounds.

The Commercial International Bank (CIB) has issued the three-year Premium certificate of deposit (CD), with a fixed monthly interest rate of 22%.

The newly offered certificates are the three-year Premium CD with an annual fixed interest rate of 20%, the three-year Plus CD with an annual fixed yield of 19%, and the three-year fixed Prime CD with an annual fixed interest rate of 18%.

This step aligns with the bank’s commitment to meeting the requirements of all segments and encouraging deposit holders to maintain the purchase value of their savings.

Banque Misr’s proceeds from the sale of the new 25%-yield certificates of deposit (CDs) reached EGP 39 billion since Wednesday, January 4th, the bank’s Chairman Mohamed El-Etreby told Middle East News Agency (MENA) on January 9th. The offering of the CDs with an interest rate of 25% aims at tackling inflation and dollarization, El-Etreby noted, referring to the high demand for purchasing these CDs by citizens.

Ahli United Bank – Egypt announced the issuance of new three-year saving certificates, with an annual yield of 18%, according to an emailed press release to Arab Finance on January 16th.

Arab Finance: Banque Misr will stop the issuance of the 25%-yield Talaat Harb certificates of deposits (CDs) within days as the offering achieved its aim, the bank’s Chairman Mohamed El-Etreby told Asharq Business on January 16th. The sale of the CDS will be suspended maximum by the end of January, he noted. On January 4th, both Banque Misr and the National Bank of Egypt (NBE) announced the issuance of the new one-year CD with an annual interest rate of 25%; to be disbursed annually to purchasers.

Banque du Caire (BDC) (BQDC) has issued a one-year Gold Annual certificate of deposit (CDs) for a short period, with interest rates of 25% at maturity and 22.50% monthly, according to an emailed press release to Arab Finance on January 17th.