The banking sector is considered an engine of the Egyptian economy; it has shown resilience in the face of various political and economic issues, achieving a growth rate of more than 140% over the past five years.  Hence, in this factsheet, we will take a deep dive into the key indicators and highlights of this critical sector in Egypt.

• In 2025, Egypt’s banking sector maintained a broad nationwide footprint through 38 operational banks, including both domestic and international institutions. The sector’s outreach infrastructure exceeds 30,000 physical access points, including 4,787 bank branches and more than 26,000 ATMs distributed across the country. The sector’s workforce of 148,410 employees accounts for approximately 0.5% of total employment in Egypt
• The banking sector continued to record strong economic performance in fiscal year (FY) 2024/25, contributing EGP 603.9 billion to Egypt’s gross domestic product (GDP) and representing 3.5% of total economic output. The sector also achieved a notable growth rate of 12.16%, underscoring the resilience of banking activities amid evolving economic conditions.
• By December 2025, Egypt’s banking sector continued to strengthen its financial position in 2025, with total assets reaching EGP 24.1 trillion, reflecting a 16% increase compared to EGP 20.7 trillion recorded in 2024.
• Loans and securities continue to dominate Egypt’s banking sector assets, together representing more than 75.5% of total assets. Loans and discounts to customers reached EGP 10.4 trillion, while investments in securities and treasury bills totaled EGP 7.8 trillion. In addition, balances with banks and other assets amounted to EGP 5.9 trillion.
• Total deposits in Egypt’s banking sector reached EGP 15.9 trillion. Non-government deposits accounted for the largest share at EGP 12.7 trillion, compared to EGP 3.1 trillion in government deposits.
• Local currency deposits continued to dominate the sector’s deposit structure, amounting to EGP 12.3 trillion and representing 77.5% of total deposits, while foreign currency deposits reached EGP 3.57 trillion, accounting for 22.5%.
• Domestic credit in Egypt reached EGP 16.5 trillion, with local currency financing accounting for the majority share of credit activity. Approximately EGP 12.5 trillion, equivalent to 75.8% of total domestic credit, was extended in Egyptian pounds, while foreign currency credit amounted to EGP 4 trillion, representing 24.2%.
• Government entities remained the primary recipients of domestic credit in Egypt, accounting for more than two-thirds of total credit balances. Claims on the government reached EGP 11.3 trillion, significantly exceeding credit directed toward the private sector, which totaled EGP 3.3 trillion. Meanwhile, household credit stood at EGP 1.4 trillion, while public business entities accounted for EGP 0.5 trillion.

By: Amina Hussein